What are credit card rewards? In the highly competitive market for credit cards, companies are offering rewards like cash back, travel miles, points, merchandise and more. Most rewards are determined by categories. For example, the Costco Anywhere Visa® Card by Citi pays cash back: 4% on gas, 3% on restaurants […]
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“How do I pay without a credit card, Dad?” My daughter learned to budget and manage her credit in high school. Yes, there were late payment fees and interest. These were painful lessons made less so by low credit limits and low expectations for credit ratings. My painful lesson came […]
“What’s in YOUR wallet?” You’ve heard the advertisement (unless you haven’t seen any TV in the last 2 years). But it’s a fair question – one that should be answered at least annually. Right now, I have a Costco Amex, a Chase Sapphire Visa, and a Schwab Invest First Visa (which pays […]