The Federal Reserve continues to cut the prime interest rate, but banks and credit unions continue to offer attractive options topping 5% with few requirements. The latest OPM Comparison of the best checking and savings accounts includes strong options from newcomers PenAir Credit Union, Vibrant Credit Union, Timbr Financial and […]
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What are credit card rewards? In the highly competitive market for credit cards, companies are offering rewards like cash back, travel miles, points, merchandise and more, as incentives to use their credit cards, which generate transactional revenue. Most rewards are determined by categories. For example, the Costco Anywhere Visa® Card […]
“How do I pay without a credit card, Dad?” My daughter learned to budget and manage her credit in high school. Yes, there were late payment fees and interest. These were painful lessons made less so by low credit limits and low expectations for credit ratings. My painful lesson came […]